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By Paul Benson February 1, 2026
Why Is It Crucial To Reach Out To A Lawyer Soon After An Accident? Contacting a lawyer promptly after an accident is vital to preserve crucial evidence from the accident scene. Evidence like skid marks, surveillance videos, and witness statements can disappear quickly. By involving a lawyer early on, you ensure that all necessary evidence is collected and preserved, which can significantly impact the outcome of your case. Why Do Some People Delay Contacting A Lawyer After An Accident? Many individuals delay contacting a lawyer due to the misconception that they are not "lawsuit people." However, when faced with insurance companies refusing to compensate them fairly, they realize the need to protect their rights. By waiting to involve a lawyer, important evidence may be lost, such as video footage or witness accounts, which can weaken their case significantly. What Are The Potential Problems Individuals Face When Insurance Adjusters Reach Out Early? Insurance adjusters often aim to elicit statements that downplay the severity of injuries or shift blame away from their policyholders. By recording conversations and obtaining seemingly innocuous statements, they can later use discrepancies to undermine a claim. Consulting with a lawyer before engaging with insurance adjusters is crucial to avoid inadvertently harming your case. What Key Evidence Can Be Lost If Individuals Wait Too Long After An Accident To Seek Legal Counsel? Delaying legal representation can result in the loss of crucial evidence such as video footage, debris placement at the scene, and witness recollections. Additionally, timely medical documentation is essential for accurately assessing and documenting injuries. Without early involvement, individuals risk missing out on vital evidence that could strengthen their case. How Does The Timing Of Medical Bills And Documentation Impact An Insurance Company's Evaluation Of A Claim? In Wisconsin, the timing of medical bills and documentation is critical due to the collateral source rule. Health insurance coverage may pay medical bills upfront, but individuals can still recover the full amount from the at-fault party's insurance. However, delays or discrepancies in submitting bills can lead to reduced compensation and financial risks for the injured party. What Tactics Do Insurance Companies Employ To Settle Claims Quickly Without Individuals Fully Understanding The Implications? Insurance companies may use tactics like sending blank medical releases or offering immediate settlement checks to expedite claim resolutions. Individuals may unknowingly sign away their rights or settle their claims prematurely, leading to potential long-term repercussions. It is essential to seek legal guidance to navigate these tactics and ensure fair compensation for injuries. What Steps Should Individuals Take After A Minor Accident To Protect Their Legal Rights? After a minor accident, individuals should document the scene thoroughly, report the incident to their insurance company, and consider seeking a legal consultation. It is crucial to accurately relay their version of events to the police, report any injuries promptly, and consult with a lawyer to understand their rights and potential legal options. Is It Advisable For Individuals To Seek Medical Evaluation After A Minor Accident Even If They Feel Only Minor Discomfort? Yes, it is recommended for individuals to undergo a medical evaluation after a minor accident, even if they experience minor discomfort. Prompt medical assessment can uncover hidden injuries that may worsen over time if left untreated. By seeking timely medical attention, individuals protect their health and establish a documented record of injuries for potential legal claims. What Are Some Early Moves Insurance Companies Make That Individuals Should Be Cautious About Following An Accident? Insurance companies may attempt to obtain blanket medical releases or offer immediate settlement checks to expedite claims processing. These tactics can lead to individuals inadvertently signing away their rights or settling for inadequate compensation. It is crucial to seek legal guidance to navigate such tactics and protect one's legal rights effectively.
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A doctor is holding a clipboard and talking to a patient.

The Necessity of Seeking Medical Attention After an Accident

You have been injured in a car, truck, or motorcycle accident, been bitten by a dog, or slipped, tripped, and fell on someone else’s property. No matter the type of accident, if someone else’s negligence caused it, you need to seek medical attention.


Being examined by a doctor as soon as possible after an accident is essential, even if you don’t think you are injured or think your injuries are minor. There are several reasons why you should leave the determination of whether you are injured to a medical professional.


If you have been the victim of someone’s negligence in Beloit, Janesville, or Rock County, Wisconsin, and you have not yet sought medical treatment, do so. It is vital to contact my firm, The Paul Benson Law Firm, to talk about what comes next.

What Are Some Common Accident Injuries?

Every accident is different, which makes the resulting injuries unique as well. However, there are some injuries that are common among accident victims. Some are readily apparent, such as a displaced fracture or open wound. Others may not be immediate, but that does not mean they aren’t serious.


Common accident injuries include whiplash and other soft tissue injuries caused by jarring impact. These injuries occur to the muscles, tendons, and ligaments, including contusions, strains, and sprains.


It is also common to sustain injury to your bones and spine, including your neck, upper and low back. Hairline fractures may not be apparent right away, but they need to be diagnosed if they occur.


Traumatic brain injuries, including concussions, brain bruising, and bleeds may also be hidden injuries you don’t know you have. They can, however, be not only serious but life-threatening as well.

Why Should I See a Doctor Right Away?

If for no other reason, you should seek medical care immediately following an accident for your own health and safety. Some injuries are masked by the rush of adrenaline you experience during an incident. Others are simply not noticeable for days, weeks, or even months later. An emergency room physician knows what injuries to look for, how to test for them, and how to prescribe appropriate treatment and follow-up. A delay in diagnosis can result in your inability to fully recover.


If you are injured and want to file a third-party liability claim against the person whose negligence caused the accident, or if you want to file for medical payment benefits under your own auto insurance policy, you will need to provide proof of a medical diagnosis and expenses related to the accident. Wisconsin is an at-fault state for accidents, so negligent parties are financially responsible for the damages suffered by their victims. If you delay seeking medical treatment, the insurance company may use it to deny your claim, alleging that either your injuries weren’t serious enough to warrant medical care or that you injured yourself some other way in the interim between the accident and the date of the diagnosis.

Do I Have to Follow a Treatment Plan Even If I Feel Better?

A treatment plan for your injuries can often seem like taking antibiotics. When a doctor prescribes antibiotics, you are supposed to complete the entire course of them. In most cases, you are tempted to stop taking them as soon as you feel normal again, but that can be a mistake that leads to relapse.


For your own sake, you should comply fully with the treatment plan from beginning to end. Doing so is the best chance you have for making a full recovery from your injuries or at least recovering to the greatest extent possible.


You should also know that the insurance company will use any noncompliance against you in your personal injury claim. If you don’t comply with the treatment plan prescribed by your doctor, the insurer will counter that your injuries are permanent because you failed to do what the doctor advised. Therefore, that permanency is your fault, not it's insured’s.

Seek Reliable Representation at The Paul Benson Law Firm

A personal injury claim requires injuries. If you truly sustain no injuries in an accident caused by someone else’s negligence, that party bears no financial responsibility other than property damage, such as a wrecked car or motorcycle. If you delay treatment and find out later you are injured, you may not be able to hold the negligent person responsible.


As a personal injury attorney, I have helped clients pursue liability claims even if they failed to seek immediate medical attention. The task is merely more challenging because insurance companies will take every opportunity they can find to deny or devalue a claim. That doesn’t mean it’s impossible to garner compensation.


The Paul Benson Law Firm is up to the challenge of helping clients in Janesville, Beloit, and Rock County, Wisconsin, get the compensation they deserve. If you have been injured, don’t delay any further. Call my office now.