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Why Contact a Lawyer Immediately After an Accident

By Paul Benson • February 1, 2026
Why Is It Crucial To Reach Out To A Lawyer Soon After An Accident? Contacting a lawyer promptly after an accident is vital to preserve crucial evidence from the accident scene. Evidence like skid marks, surveillance videos, and witness statements can disappear quickly. By involving a lawyer early on, you ensure that all necessary evidence is collected and preserved, which can significantly impact the outcome of your case. Why Do Some People Delay Contacting A Lawyer After An Accident? Many individuals delay contacting a lawyer due to the misconception that they are not "lawsuit people." However, when faced with insurance companies refusing to compensate them fairly, they realize the need to protect their rights. By waiting to involve a lawyer, important evidence may be lost, such as video footage or witness accounts, which can weaken their case significantly. What Are The Potential Problems Individuals Face When Insurance Adjusters Reach Out Early? Insurance adjusters often aim to elicit statements that downplay the severity of injuries or shift blame away from their policyholders. By recording conversations and obtaining seemingly innocuous statements, they can later use discrepancies to undermine a claim. Consulting with a lawyer before engaging with insurance adjusters is crucial to avoid inadvertently harming your case. What Key Evidence Can Be Lost If Individuals Wait Too Long After An Accident To Seek Legal Counsel? Delaying legal representation can result in the loss of crucial evidence such as video footage, debris placement at the scene, and witness recollections. Additionally, timely medical documentation is essential for accurately assessing and documenting injuries. Without early involvement, individuals risk missing out on vital evidence that could strengthen their case. How Does The Timing Of Medical Bills And Documentation Impact An Insurance Company's Evaluation Of A Claim? In Wisconsin, the timing of medical bills and documentation is critical due to the collateral source rule. Health insurance coverage may pay medical bills upfront, but individuals can still recover the full amount from the at-fault party's insurance. However, delays or discrepancies in submitting bills can lead to reduced compensation and financial risks for the injured party. What Tactics Do Insurance Companies Employ To Settle Claims Quickly Without Individuals Fully Understanding The Implications? Insurance companies may use tactics like sending blank medical releases or offering immediate settlement checks to expedite claim resolutions. Individuals may unknowingly sign away their rights or settle their claims prematurely, leading to potential long-term repercussions. It is essential to seek legal guidance to navigate these tactics and ensure fair compensation for injuries. What Steps Should Individuals Take After A Minor Accident To Protect Their Legal Rights? After a minor accident, individuals should document the scene thoroughly, report the incident to their insurance company, and consider seeking a legal consultation. It is crucial to accurately relay their version of events to the police, report any injuries promptly, and consult with a lawyer to understand their rights and potential legal options. Is It Advisable For Individuals To Seek Medical Evaluation After A Minor Accident Even If They Feel Only Minor Discomfort? Yes, it is recommended for individuals to undergo a medical evaluation after a minor accident, even if they experience minor discomfort. Prompt medical assessment can uncover hidden injuries that may worsen over time if left untreated. By seeking timely medical attention, individuals protect their health and establish a documented record of injuries for potential legal claims. What Are Some Early Moves Insurance Companies Make That Individuals Should Be Cautious About Following An Accident? Insurance companies may attempt to obtain blanket medical releases or offer immediate settlement checks to expedite claims processing. These tactics can lead to individuals inadvertently signing away their rights or settling for inadequate compensation. It is crucial to seek legal guidance to navigate such tactics and protect one's legal rights effectively.

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A stethoscope is sitting on top of a personal injury law book.

Statute of Limitations on Personal Injury Claims

Filing a personal injury claim can become a complicated endeavor. Insurance companies try their best to delay payment, and when they finally make a settlement offer, it’s typically less than what you need. I understand the stress and confusion that can surround a personal injury claim, especially because there are statutes of limitations in place that put a deadline on when you can file. The key is to act as quickly as you can and to consult a trusted personal injury attorney in your area who can educate you on the statutes that apply to your unique case. 


At the Paul Benson Law Firm, my team serves clients throughout Janesville and Beloit, Wisconsin, and neighboring areas such as Rock County. Reach out today for immediate assistance regarding a personal injury claim. 

Statute of Limitations for Personal Injury Claims in Wisconsin 

The term “statute of limitations” for personal injury cases refers to the specific time period plaintiffs have to file their claims. If you file after the window closes, it’s almost certain that your claim will be completely dismissed. In Wisconsin, the statute of limitations for personal injury claims and lawsuits is three years. 


The clock typically starts on the date of your accident, but every case is completely different. There are exceptions in place to acknowledge certain circumstances that could harbor someone from seeking compensation. Needless to say, statutes of limitations can get complex in any state, which is why it’s so important to consult a trusted attorney in your community. 


A good rule of thumb is to file a personal injury claim as soon as possible. Nevertheless, the filing does not mean victims must settle right away. 

What if I Missed the Deadline? 

Missing the filing deadline can automatically lead the responsible party to dismiss the claim. In that case, the only option is to file a lawsuit in court. Unfortunately, defendants and their insurance will use the statute of limitations as a justification to get your lawsuit dismissed or your settlement significantly decreased. 


The issue lies in losing leverage in negotiations. Defendants and insurers know they have the upper hand unless extenuating circumstances exist. Consequently, personal injury victims who deserve compensation may have no chance to seek the maximum settlement they need for their injuries. 


That being said, I always recommend my clients seek legal counsel as soon as possible. Getting legal representation can help move the claims process along, especially when there is incapacitation or a severe injury involved. 

Exceptions to the Statute of Limitations in Wisconsin 

The statute of limitations applies to all personal injury cases. Cases involving negligence (i.e., car accidents) or intent (i.e., assault) carry a three-year window. 


However, there are exceptions: 


  • If a person is considered mentally ill or under the age of 18, they are entitled to an additional two years to file a personal injury claim. In these circumstances, the overall window extends to five years. 
  • If the responsible party leaves the state before the claim is filed, the time between the accident and the filing itself will most likely not count toward the three-year window. 


Please bear in mind that documenting these circumstances is crucial. Defendants and insurance companies will often act in their best interest and try to get your claim dismissed. Therefore, providing clear evidence like medical reports from doctor visits is extremely helpful in making these exceptions work in your favor. 

Reliable and Compassionate Legal Assistance From a Trusted Attorney 

Above all, accident victims need a skilled advocate in their corner. That is why a reliable and compassionate personal injury attorney can make a huge difference. Seeking the right legal advice goes beyond technical knowledge. It requires dedication and empathy to fight for the compensation that injured clients truly deserve. 


At the Paul Benson Law Firm, I go the extra mile for my clients. I know what it’s like to be an accident victim. Call my office in Janesville, Wisconsin, today to speak with a professional personal injury attorney and set up an initial consultation.