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By Paul Benson February 13, 2026
What are the key elements you look for in every personal injury case? In every personal injury case, we focus on three crucial aspects: negligence, causation, and damages. Firstly, we must establish that the other party acted negligently or unsafely. Secondly, we need to prove that the negligence directly caused the injuries. And finally, we assess the extent of the damages incurred. Additionally, the presence of insurance coverage is vital for potential recovery, as lack of coverage can complicate the process significantly. How crucial is medical treatment and documentation in assessing a case’s strength and value? Medical treatment and documentation play a pivotal role in determining the strength and value of a personal injury case. These records serve as crucial evidence in court proceedings and effectively narrate the extent of the injuries sustained. Without proper documentation, it becomes challenging to substantiate the severity of the injuries and their impact on the individual’s life, potentially weakening the case. When evaluating an injury claim, what factors beyond medical expenses do you consider significant? Beyond medical expenses, various factors contribute to the evaluation of an injury claim. The impact on the individual's day-to-day life, such as limitations in activities, missed work, and emotional distress, plays a substantial role. Understanding the holistic effects of the injury, including pain and suffering, is essential for accurately assessing the claim's value and advocating for fair compensation. How challenging is it to prove pain and suffering in a personal injury case? Proving pain and suffering in a  personal injury case can be arduous. To establish the impact of pain and suffering, specific and detailed examples from the individual's daily life are crucial. By highlighting how the injuries hinder routine activities and enjoyment, we aim to convey the true extent of the emotional and physical distress experienced. Crafting compelling narratives and detailed accounts can significantly enhance the case's value and resonate with the jury. Do insurance companies undervalue invisible injuries like concussions and how does this affect claim evaluations? Insurance companies often undervalue invisible injuries like concussions, leading to challenges in claim evaluations. These injuries, which lack visible signs like broken bones, are frequently met with skepticism, impacting the perceived severity and compensation offered. Educating juries on the complexities of such injuries and presenting compelling evidence becomes essential to secure fair compensation and counteract insurance companies' undervaluation tactics. Why do individuals sometimes hesitate to pursue claims for seemingly minor injuries? Individuals often hesitate to pursue claims for minor injuries due to various reasons, such as downplaying their injuries, fear of increased insurance rates, or reluctance to engage in legal processes. There is a prevalent misconception that minor injuries are not worth pursuing, leading to missed opportunities for rightful compensation. Overcoming these barriers and seeking legal guidance can ensure fair treatment and just compensation for all types of injuries. How do insurance companies differ in valuing a claim compared to legal professionals, particularly regarding invisible injuries? Insurance companies tend to undervalue claims, especially those involving invisible injuries, in contrast to legal professionals who understand the complexities and impacts of such injuries. While insurance companies may prioritize cost-saving measures and skepticism, legal professionals advocate for fair compensation by highlighting the true extent of the injuries and their repercussions on the individual's life. This discrepancy underscores the importance of seeking experienced legal representation to navigate claim evaluations effectively.
By Paul Benson February 1, 2026
Why Is It Crucial To Reach Out To A Lawyer Soon After An Accident? Contacting a lawyer promptly after an accident is vital to preserve crucial evidence from the accident scene. Evidence like skid marks, surveillance videos, and witness statements can disappear quickly. By involving a lawyer early on, you ensure that all necessary evidence is collected and preserved, which can significantly impact the outcome of your case. Why Do Some People Delay Contacting A Lawyer After An Accident? Many individuals delay contacting a lawyer due to the misconception that they are not "lawsuit people." However, when faced with insurance companies refusing to compensate them fairly, they realize the need to protect their rights. By waiting to involve a lawyer, important evidence may be lost, such as video footage or witness accounts, which can weaken their case significantly. What Are The Potential Problems Individuals Face When Insurance Adjusters Reach Out Early? Insurance adjusters often aim to elicit statements that downplay the severity of injuries or shift blame away from their policyholders. By recording conversations and obtaining seemingly innocuous statements, they can later use discrepancies to undermine a claim. Consulting with a lawyer before engaging with insurance adjusters is crucial to avoid inadvertently harming your case. What Key Evidence Can Be Lost If Individuals Wait Too Long After An Accident To Seek Legal Counsel? Delaying legal representation can result in the loss of crucial evidence such as video footage, debris placement at the scene, and witness recollections. Additionally, timely medical documentation is essential for accurately assessing and documenting injuries. Without early involvement, individuals risk missing out on vital evidence that could strengthen their case. How Does The Timing Of Medical Bills And Documentation Impact An Insurance Company's Evaluation Of A Claim? In Wisconsin, the timing of medical bills and documentation is critical due to the collateral source rule. Health insurance coverage may pay medical bills upfront, but individuals can still recover the full amount from the at-fault party's insurance. However, delays or discrepancies in submitting bills can lead to reduced compensation and financial risks for the injured party. What Tactics Do Insurance Companies Employ To Settle Claims Quickly Without Individuals Fully Understanding The Implications? Insurance companies may use tactics like sending blank medical releases or offering immediate settlement checks to expedite claim resolutions. Individuals may unknowingly sign away their rights or settle their claims prematurely, leading to potential long-term repercussions. It is essential to seek legal guidance to navigate these tactics and ensure fair compensation for injuries. What Steps Should Individuals Take After A Minor Accident To Protect Their Legal Rights? After a minor accident, individuals should document the scene thoroughly, report the incident to their insurance company, and consider seeking a legal consultation. It is crucial to accurately relay their version of events to the police, report any injuries promptly, and consult with a lawyer to understand their rights and potential legal options. Is It Advisable For Individuals To Seek Medical Evaluation After A Minor Accident Even If They Feel Only Minor Discomfort? Yes, it is recommended for individuals to undergo a medical evaluation after a minor accident, even if they experience minor discomfort. Prompt medical assessment can uncover hidden injuries that may worsen over time if left untreated. By seeking timely medical attention, individuals protect their health and establish a documented record of injuries for potential legal claims. What Are Some Early Moves Insurance Companies Make That Individuals Should Be Cautious About Following An Accident? Insurance companies may attempt to obtain blanket medical releases or offer immediate settlement checks to expedite claims processing. These tactics can lead to individuals inadvertently signing away their rights or settling for inadequate compensation. It is crucial to seek legal guidance to navigate such tactics and protect one's legal rights effectively.
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Slip and Fall Accidents in Wisconsin: What Property Owners Are Really Responsible For

How Attorneys Evaluate a Slip and Fall Case


According to Paul Benson, the first thing he looks at in any slip and fall or trip accident is the cause of the fall and whether it could be proven to a jury as an unreasonably dangerous condition.


Juries, he says, often make up their minds quickly — usually from the first photo of the scene. So if the condition doesn’t appear obviously dangerous, it’s unlikely to convince twelve jurors that a property owner should be held responsible.


He also reviews whether the hazard was the result of a design or construction defect. Under Wisconsin’s statute of repose, property owners are not liable for construction or design defects that are more than seven years old. Benson believes this law unfairly protects dangerous conditions that remain on properties for years, but it’s still the legal standard.


To get around that limitation, an attorney must show another form of negligence — such as failure to maintain the property or failure to provide adequate warning about the hazard.


The Legal Difference Between Homeowners and Business Owners


Wisconsin law treats homeowners and business owners very differently in these cases.


Homeowners are held to the standard of ordinary care, which Benson describes as “a pretty low bar.” That’s why it’s rare to see successful slip and fall lawsuits against homeowners.


Businesses, however, are bound by the Safe Place Statute. This law holds commercial property owners to a higher standard because they invite the public onto their premises for profit.


Businesses must do everything reasonably possible to keep their property safe, including regular inspections and prompt maintenance. If a business fails to do so, and someone is injured, that can meet the standard of negligence.


How Wisconsin Law Handles Snow, Ice, and Weather Hazards


Winter weather is a common factor in Wisconsin slip and fall claims. The same distinction applies: ordinary care for homeowners and a higher duty of care for businesses.


For example, if it snows in the morning and a homeowner hasn’t yet had time to shovel their walkway, they’re likely not liable if someone slips before they could reasonably clear it.


But if a restaurant or store leaves ice or snow on their entryway for hours during business operations, that’s a different story. Once they’ve had enough time to respond, they can be held responsible for failing to remove the hazard.


How “Reasonableness” Shapes Every Case


Benson explains that the word “reasonable” carries a lot of weight in these cases.


If a business knows that deliveries happen before opening hours — for example, if a UPS driver arrives every morning — they’re expected to keep walkways safe even before customers arrive.


On the other hand, if someone trespasses or enters a closed property unexpectedly, the owner may not be responsible for conditions that hadn’t yet been addressed.


Each case depends on whether it was reasonable for the property owner to anticipate someone being there at the time.


Why Photos and Documentation Are Crucial


Photos are often the deciding factor in slip and fall cases. Ice melts, floors get mopped, and pavement gets repaired — sometimes within hours. Without photographic proof, it can be nearly impossible to meet the plaintiff’s burden of proof.


Benson recalls turning down a gas station case after discovering that the property had been repaved the next day and the security camera wasn’t working. Without that evidence, he couldn’t prove what the dangerous condition looked like.


He advises taking photos as soon as possible — ideally within 24 to 72 hours after the fall — and filing a report with the property owner or business. That report triggers their duty to preserve evidence, including surveillance footage.


Why You Should Always Report the Incident


Even if the injury doesn’t seem severe at first, Benson says it’s critical to report the fall immediately — either in person, by phone, or in writing.


A written report or follow-up email creates proof that the incident occurred. Without documentation, a defense attorney can easily argue that the injury didn’t even happen on the property.


“If there’s no report, they’ll ask, ‘How do we know this didn’t happen at home?’” Benson explains. Written notice prevents that argument before it starts.


Can Being Distracted Hurt Your Case?


Yes — and it often does.


If surveillance footage shows that the injured person was looking at their phone when they fell, that can significantly weaken their claim. Benson says it’s an increasing issue as more people are glued to their screens in public.


There’s ongoing legal debate about whether businesses will eventually be expected to make their spaces even safer, knowing people are often distracted by their phones. For now, though, being distracted still counts against the injured person under Wisconsin’s comparative fault rules.


Common Injuries from Slip and Fall Accidents


Slip and fall injuries can be just as serious — or worse — than those from car accidents.


According to Benson, people often don’t have time to brace themselves, leading to severe injuries such as fractures, hip replacements, and traumatic brain injuries. Ice-related falls are especially dangerous because the surface offers no traction and little warning.


How Insurance Companies Handle These Claims


Insurance companies use a different playbook for slip and fall cases compared to car accidents.


While auto insurers often contact victims immediately, slip and fall claims usually take longer to reach the insurer because businesses first process internal incident reports.


Once they do get involved, insurers frequently try to record detailed statements from victims. They’ll ask highly specific questions — like which foot slipped first or which body part hit the ground — in hopes of catching inconsistencies later.


Benson warns never to give a recorded statement before speaking with an attorney, as even small discrepancies can later be used to undermine credibility in court.


Another common tactic is delay and denial — simply rejecting the claim and dragging out the process to frustrate the injured person into giving up.


The Most Common Mistakes People Make After a Fall


Benson says the two biggest mistakes are:


  1. Failing to take photos of the dangerous condition.
  2. Not reporting the incident to the business or property owner.


He also stresses avoiding detailed recorded statements with insurers, since those can easily be twisted later in litigation.


“Inconsistencies don’t mean someone’s lying,” he explains, “but insurance companies use them to make you look unreliable. It’s a setup.”


Should You Ever Call the Police After a Slip and Fall?


Unlike car accidents, there’s no legal requirement to call police after a fall. Benson says doing so can even backfire.


Police aren’t typically needed unless someone is seriously injured, and when they do respond, they often write reports that favor the business. Defense attorneys can use that to portray the injured person as “lawsuit-happy” or unreasonable.


Instead, Benson recommends focusing on taking photos, documenting the scene, and reporting it directly to management.


When to Call an Attorney


Benson says you should contact a lawyer right away, especially if the injury required an urgent care or hospital visit.


Even if it seems minor at first, slip and fall injuries can develop into long-term problems. Having a lawyer involved early ensures that evidence is preserved, deadlines are met, and your case starts strong from the beginning.


Learn more about Paul Benson and how he helps Wisconsin families recover after serious accidents at paulbensonlawfirm.com.