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By Paul Benson February 1, 2026
Why Is It Crucial To Reach Out To A Lawyer Soon After An Accident? Contacting a lawyer promptly after an accident is vital to preserve crucial evidence from the accident scene. Evidence like skid marks, surveillance videos, and witness statements can disappear quickly. By involving a lawyer early on, you ensure that all necessary evidence is collected and preserved, which can significantly impact the outcome of your case. Why Do Some People Delay Contacting A Lawyer After An Accident? Many individuals delay contacting a lawyer due to the misconception that they are not "lawsuit people." However, when faced with insurance companies refusing to compensate them fairly, they realize the need to protect their rights. By waiting to involve a lawyer, important evidence may be lost, such as video footage or witness accounts, which can weaken their case significantly. What Are The Potential Problems Individuals Face When Insurance Adjusters Reach Out Early? Insurance adjusters often aim to elicit statements that downplay the severity of injuries or shift blame away from their policyholders. By recording conversations and obtaining seemingly innocuous statements, they can later use discrepancies to undermine a claim. Consulting with a lawyer before engaging with insurance adjusters is crucial to avoid inadvertently harming your case. What Key Evidence Can Be Lost If Individuals Wait Too Long After An Accident To Seek Legal Counsel? Delaying legal representation can result in the loss of crucial evidence such as video footage, debris placement at the scene, and witness recollections. Additionally, timely medical documentation is essential for accurately assessing and documenting injuries. Without early involvement, individuals risk missing out on vital evidence that could strengthen their case. How Does The Timing Of Medical Bills And Documentation Impact An Insurance Company's Evaluation Of A Claim? In Wisconsin, the timing of medical bills and documentation is critical due to the collateral source rule. Health insurance coverage may pay medical bills upfront, but individuals can still recover the full amount from the at-fault party's insurance. However, delays or discrepancies in submitting bills can lead to reduced compensation and financial risks for the injured party. What Tactics Do Insurance Companies Employ To Settle Claims Quickly Without Individuals Fully Understanding The Implications? Insurance companies may use tactics like sending blank medical releases or offering immediate settlement checks to expedite claim resolutions. Individuals may unknowingly sign away their rights or settle their claims prematurely, leading to potential long-term repercussions. It is essential to seek legal guidance to navigate these tactics and ensure fair compensation for injuries. What Steps Should Individuals Take After A Minor Accident To Protect Their Legal Rights? After a minor accident, individuals should document the scene thoroughly, report the incident to their insurance company, and consider seeking a legal consultation. It is crucial to accurately relay their version of events to the police, report any injuries promptly, and consult with a lawyer to understand their rights and potential legal options. Is It Advisable For Individuals To Seek Medical Evaluation After A Minor Accident Even If They Feel Only Minor Discomfort? Yes, it is recommended for individuals to undergo a medical evaluation after a minor accident, even if they experience minor discomfort. Prompt medical assessment can uncover hidden injuries that may worsen over time if left untreated. By seeking timely medical attention, individuals protect their health and establish a documented record of injuries for potential legal claims. What Are Some Early Moves Insurance Companies Make That Individuals Should Be Cautious About Following An Accident? Insurance companies may attempt to obtain blanket medical releases or offer immediate settlement checks to expedite claims processing. These tactics can lead to individuals inadvertently signing away their rights or settling for inadequate compensation. It is crucial to seek legal guidance to navigate such tactics and protect one's legal rights effectively.
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Understanding Wisconsin Dog Bite Laws: What Every Family Should Know

Common Injuries and Why Immediate Medical Care Matters


Dog bites can range from minor punctures to serious wounds. The most common injuries occur on the legs, hands, and face—with the latter two being especially concerning due to infection risks and the delicate nerves and muscles involved. Benson stresses that even seemingly minor bites need professional medical attention. Dog mouths harbor bacteria, and untreated infections often cause the most long-term damage.


Beyond seeking medical help, Benson emphasizes the importance of calling law enforcement right away. This ensures the dog’s vaccination records are checked and that proper quarantine procedures are followed if necessary. In Wisconsin, the sheriff’s department oversees that process to protect public health and prevent future incidents.


Understanding Wisconsin’s Strict Liability Law


Wisconsin has some of the strongest dog bite laws in the nation, and Benson says that’s by design. The state follows a strict liability statute, which means a dog owner is automatically responsible if their dog injures someone—regardless of negligence. The injured person doesn’t have to prove that the owner knew the dog was dangerous. This approach encourages responsible pet ownership and ensures victims aren’t left to prove what the owner knew or didn’t know about their pet’s behavior.


Additionally, double damages may apply if the dog has previously bitten someone. That’s why Benson always advises victims to file a report—so others are aware of potentially dangerous dogs in their communities.


Insurance Coverage and Common Misconceptions


In most cases, homeowners insurance covers dog bite incidents. While many people assume a homeowners policy only applies to property damage, Benson explains that it actually protects against personal liability—no matter where the incident occurs, even on hiking trails.


When clients worry about filing a claim against a friend or neighbor, Benson reminds them that insurance exists for this reason. Victims aren’t taking money directly from anyone’s pocket; they’re using a policy designed to handle such situations. This perspective often helps both sides approach the case more calmly and cooperatively.


What to Do After a Dog Bite


Benson outlines several key steps that victims should take after a dog bite:


  • Call the police or sheriff’s department immediately.
  • Seek medical attention to prevent infection.
  • Take photos of the wound as it heals—these images are valuable evidence, especially since cases can take years to resolve.
  • Avoid confrontation with the dog owner. Emotions run high, and Benson warns that arguments sometimes lead to re-attacks.


He advises clients to move to safety, let law enforcement handle the situation, and allow the attorney to take care of the legal follow-up.


Special Considerations for Children


When the victim is a minor, Wisconsin law provides extra protection. The statute of limitations doesn’t begin until the child turns 18, and any settlement must be approved by a judge to ensure the funds are managed properly.


Because children are smaller, their facial injuries are often more severe, and since they’re still growing, even minor wounds can lead to long-term complications. Benson also points out that curiosity often puts children at risk—many simply don’t know how to safely approach unfamiliar dogs.


When a Dog Injures Another Dog


While Wisconsin law offers strong protections for people, the same isn’t true for pets. When one dog injures another, the law treats the injured pet as property, limiting recovery to veterinary expenses only. However, Benson often represents people who were injured while trying to protect their pets—such as being bitten or knocked down—and those cases can qualify under the strict liability statute.


The Legal Process After a Dog Bite


When someone contacts Benson’s firm, the first priority is confirming that the victim received proper medical treatment and that the incident has been reported. From there, Benson’s team ensures that medical bills are properly submitted and that insurance claims are opened promptly.


Most dog bite cases are resolved amicably, but disputes can arise when dog owners refuse to share their insurance details. In those cases, Benson’s firm steps in to file suit and compel disclosure. He reminds dog owners that this is why they have insurance—to handle accidents responsibly without personal financial loss.


Final Thoughts


Dog bite cases can be emotional for everyone involved, but Wisconsin law is clear: owners are responsible for the actions of their pets. Prompt reporting, proper medical care, and the guidance of an experienced attorney can make all the difference in protecting both victims and communities.


Learn more about Paul Benson and how his firm helps Wisconsin families recover after serious injuries at paulbensonlawfirm.com.