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By Paul Benson February 1, 2026
Why Is It Crucial To Reach Out To A Lawyer Soon After An Accident? Contacting a lawyer promptly after an accident is vital to preserve crucial evidence from the accident scene. Evidence like skid marks, surveillance videos, and witness statements can disappear quickly. By involving a lawyer early on, you ensure that all necessary evidence is collected and preserved, which can significantly impact the outcome of your case. Why Do Some People Delay Contacting A Lawyer After An Accident? Many individuals delay contacting a lawyer due to the misconception that they are not "lawsuit people." However, when faced with insurance companies refusing to compensate them fairly, they realize the need to protect their rights. By waiting to involve a lawyer, important evidence may be lost, such as video footage or witness accounts, which can weaken their case significantly. What Are The Potential Problems Individuals Face When Insurance Adjusters Reach Out Early? Insurance adjusters often aim to elicit statements that downplay the severity of injuries or shift blame away from their policyholders. By recording conversations and obtaining seemingly innocuous statements, they can later use discrepancies to undermine a claim. Consulting with a lawyer before engaging with insurance adjusters is crucial to avoid inadvertently harming your case. What Key Evidence Can Be Lost If Individuals Wait Too Long After An Accident To Seek Legal Counsel? Delaying legal representation can result in the loss of crucial evidence such as video footage, debris placement at the scene, and witness recollections. Additionally, timely medical documentation is essential for accurately assessing and documenting injuries. Without early involvement, individuals risk missing out on vital evidence that could strengthen their case. How Does The Timing Of Medical Bills And Documentation Impact An Insurance Company's Evaluation Of A Claim? In Wisconsin, the timing of medical bills and documentation is critical due to the collateral source rule. Health insurance coverage may pay medical bills upfront, but individuals can still recover the full amount from the at-fault party's insurance. However, delays or discrepancies in submitting bills can lead to reduced compensation and financial risks for the injured party. What Tactics Do Insurance Companies Employ To Settle Claims Quickly Without Individuals Fully Understanding The Implications? Insurance companies may use tactics like sending blank medical releases or offering immediate settlement checks to expedite claim resolutions. Individuals may unknowingly sign away their rights or settle their claims prematurely, leading to potential long-term repercussions. It is essential to seek legal guidance to navigate these tactics and ensure fair compensation for injuries. What Steps Should Individuals Take After A Minor Accident To Protect Their Legal Rights? After a minor accident, individuals should document the scene thoroughly, report the incident to their insurance company, and consider seeking a legal consultation. It is crucial to accurately relay their version of events to the police, report any injuries promptly, and consult with a lawyer to understand their rights and potential legal options. Is It Advisable For Individuals To Seek Medical Evaluation After A Minor Accident Even If They Feel Only Minor Discomfort? Yes, it is recommended for individuals to undergo a medical evaluation after a minor accident, even if they experience minor discomfort. Prompt medical assessment can uncover hidden injuries that may worsen over time if left untreated. By seeking timely medical attention, individuals protect their health and establish a documented record of injuries for potential legal claims. What Are Some Early Moves Insurance Companies Make That Individuals Should Be Cautious About Following An Accident? Insurance companies may attempt to obtain blanket medical releases or offer immediate settlement checks to expedite claims processing. These tactics can lead to individuals inadvertently signing away their rights or settling for inadequate compensation. It is crucial to seek legal guidance to navigate such tactics and protect one's legal rights effectively.
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An elderly woman is sitting on the floor with a cane.

Unsupervised Falls in Nursing Homes

If you or a loved one has been injured in a nursing home due to neglect, under state and federal law you can seek compensation for the injury.


A recent study by Health Affairs, a peer-reviewed journal on health policy and services, found that the average amount of paid claims nationwide for nursing home neglect was $406,000.


According to the website SeniorAdvice, there are 3,773 senior care facilities in Wisconsin, of which 788 are nursing homes. The average annual cost for nursing home care is $87,363.


With costs that high, one should expect the utmost in professional care, but negligence leading to mishaps does still occur at nursing homes. If you or a loved one has been injured at a nursing home and you’re located in Janesville, Beloit, or Rock County, Wisconsin, contact me immediately at The Paul Benson Law Firm. I’ll help you exercise your full rights to seek the just compensation you deserve.

State & Federal Nursing Home Regulations

In Wisconsin, state law recognizes a nursing home as a place where five or more individuals not related to the owner or operator reside to receive care or treatment, but it excludes convents and residential care facilities. The statute further states that the individuals in residence, due to their mental or physical condition, must be provided “access to 24-hour nursing services, including limited nursing care, intermediate level nursing care, and skilled nursing services.”


Beyond that statement about “access,” state law places no numerical staffing requirements on the homes in terms of nursing aides or intermediate-level or skilled nurses on duty at any given time. Federal law requires the facilities to post the number of licensed and unlicensed nursing staff available for each shift but also mandates no staffing-level requirements.


The Nursing Home Reform Act of 1987 requires nursing assistants to receive at least 75 hours of training within the first four months of employment, which then certifies them as being competent in providing care. (This requirement was waived during the height of the COVID-19 crisis.) The federal legislation also contains a “bill of rights” for nursing home residents, starting with the “right to freedom from abuse, mistreatment, and neglect.”


Regarding accidents, Wisconsin law says the facility must ensure that:

  1. The resident environment remains as free of accident hazards as is possible
  2. Each resident receives adequate supervision and assistance devices to prevent accidents


If a resident falls and suffers an injury when no adequate safety measures were in place — in terms of eliminating hazards and/or in terms of assisting the resident with mobility issues — the facility can be held liable for negligence.

Detecting & Proving Neglect

Proving negligence isn’t always easy.


In 2018, the Wisconsin Department of Justice developed what it called the Safe Seniors Camera Program, which provided video recording devices with memory cards that could be “covertly” set up, allowing family members to download video (but not audio) from the home where their loved one was receiving care. Unfortunately, the program excluded use in “nursing homes with multiple patients,” being mainly intended for use in private homes where caretakers were hired to provide help.


After the first year of the program, then-Wisconsin Attorney General Brad Schimel concluded that “one in nine seniors has been a victim of abuse, neglect, or some type of exploitation in the last 12 months.”


Probably the most powerful tools for showing signs of neglect are photographs and witness statements. In times when visitations are limited or barred because of the pandemic, obtaining evidence like this can prove difficult, however.


If the nursing home participates in Medicaid or Medicare, you can obtain the resident’s medical record to look for signs of past neglect or injury. You can also check any complaints filed with local watchdog groups. Likewise, if the state has concluded any investigations or issued citations, you can seek those out to cite as evidence of prior neglect or abuse.


Most importantly, the first thing to do when an injury occurs is to file a complaint and then seek the help of an experienced personal injury attorney.

Who Could Be Liable?

A nursing home, like any physical property, is subject to premises liability laws, meaning it can be sued for accidents caused by hazards on the property. A nursing home also has a duty of care responsibility, which if it fails to carry out, can lead to negligence claims. The Nursing Home Reform Act holds the nursing home liable if there has been, among other causes:

  • Negligent hiring and/or training of nursing staff
  • Negligent maintenance of equipment
  • Failure to monitor staff members
  • Exposure to safety and health hazards
  • Failure to provide adequate security


If the nursing home itself is negligent in these and other areas, it can be held liable through a civil lawsuit. In some cases, individual caregivers who act abusively or negligently can also be sued, as can third-party suppliers of equipment used in the nursing home if the equipment is proven to be responsible for the injury or accident.

Hire an Experienced Wisconsin Personal Injury Attorney

The statute of limitations for personal injury claims in Wisconsin is three years from the date of the injury. Wisconsin is also a comparative fault state, so the plaintiff can be held partially at fault for the injury. For instance, if your loved one can be shown in court to have been 20% at fault, and your claim is for $25,000, the award can be reduced by $5,000.


Bringing a negligence claim against a nursing home requires the knowledge and hands-on experience of a personal injury attorney who can investigate and assess fault to bolster your claim. If you’re in Beloit, Janesville, or Rock County, Wisconsin, call me at The Paul Benson Law Firm. I will provide thoughtful and aggressive representation for you and your loved one.