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By Paul Benson February 1, 2026
Why Is It Crucial To Reach Out To A Lawyer Soon After An Accident? Contacting a lawyer promptly after an accident is vital to preserve crucial evidence from the accident scene. Evidence like skid marks, surveillance videos, and witness statements can disappear quickly. By involving a lawyer early on, you ensure that all necessary evidence is collected and preserved, which can significantly impact the outcome of your case. Why Do Some People Delay Contacting A Lawyer After An Accident? Many individuals delay contacting a lawyer due to the misconception that they are not "lawsuit people." However, when faced with insurance companies refusing to compensate them fairly, they realize the need to protect their rights. By waiting to involve a lawyer, important evidence may be lost, such as video footage or witness accounts, which can weaken their case significantly. What Are The Potential Problems Individuals Face When Insurance Adjusters Reach Out Early? Insurance adjusters often aim to elicit statements that downplay the severity of injuries or shift blame away from their policyholders. By recording conversations and obtaining seemingly innocuous statements, they can later use discrepancies to undermine a claim. Consulting with a lawyer before engaging with insurance adjusters is crucial to avoid inadvertently harming your case. What Key Evidence Can Be Lost If Individuals Wait Too Long After An Accident To Seek Legal Counsel? Delaying legal representation can result in the loss of crucial evidence such as video footage, debris placement at the scene, and witness recollections. Additionally, timely medical documentation is essential for accurately assessing and documenting injuries. Without early involvement, individuals risk missing out on vital evidence that could strengthen their case. How Does The Timing Of Medical Bills And Documentation Impact An Insurance Company's Evaluation Of A Claim? In Wisconsin, the timing of medical bills and documentation is critical due to the collateral source rule. Health insurance coverage may pay medical bills upfront, but individuals can still recover the full amount from the at-fault party's insurance. However, delays or discrepancies in submitting bills can lead to reduced compensation and financial risks for the injured party. What Tactics Do Insurance Companies Employ To Settle Claims Quickly Without Individuals Fully Understanding The Implications? Insurance companies may use tactics like sending blank medical releases or offering immediate settlement checks to expedite claim resolutions. Individuals may unknowingly sign away their rights or settle their claims prematurely, leading to potential long-term repercussions. It is essential to seek legal guidance to navigate these tactics and ensure fair compensation for injuries. What Steps Should Individuals Take After A Minor Accident To Protect Their Legal Rights? After a minor accident, individuals should document the scene thoroughly, report the incident to their insurance company, and consider seeking a legal consultation. It is crucial to accurately relay their version of events to the police, report any injuries promptly, and consult with a lawyer to understand their rights and potential legal options. Is It Advisable For Individuals To Seek Medical Evaluation After A Minor Accident Even If They Feel Only Minor Discomfort? Yes, it is recommended for individuals to undergo a medical evaluation after a minor accident, even if they experience minor discomfort. Prompt medical assessment can uncover hidden injuries that may worsen over time if left untreated. By seeking timely medical attention, individuals protect their health and establish a documented record of injuries for potential legal claims. What Are Some Early Moves Insurance Companies Make That Individuals Should Be Cautious About Following An Accident? Insurance companies may attempt to obtain blanket medical releases or offer immediate settlement checks to expedite claims processing. These tactics can lead to individuals inadvertently signing away their rights or settling for inadequate compensation. It is crucial to seek legal guidance to navigate such tactics and protect one's legal rights effectively.
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A black and white dog is yawning with its mouth open.

Should I Sue My Friend or Neighbor for a Dog Bite?

According to the Centers for Disease Control and Prevention (CDC), 4.5 million Americans suffer dog bites every year, or 1 in every 73 persons. Of those bitten, at least 800,000 require medical care. Many, especially children, experience long-term pain and suffering as a result.


If you or your loved one suffers a bite by a neighbor or friend’s dog, you may be entitled to compensation for injuries. Often, people are hesitant to take action when they have a personal relationship with the dog’s owner. However, the claim will be with the insurance company and not necessarily the person themself. 


The Paul Benson Law Firm has been representing clients in personal injury cases for years. I have an in-depth understanding of personal injury laws specific to Wisconsin and can explain your options and your right to fair compensation. Contact me for a free case assessment. I proudly serve clients in Janesville and Beloit, Wisconsin as well as the surrounding communities.

Premises Liability Law and Your Rights

Homeowners and renters are required to carry insurance that covers premises liability – the potential for injury caused by unsafe conditions or negligence on one’s property. This can involve several types of potential accidents. Preventing a dog from attacking or biting others who may be on or just near the premises is a requirement, and insurance carriers generally will cover personal injury expenses caused by the policyholder’s pet.

Wisconsin Dog Bite Law

Wisconsin law (Wisconsin Statute Section 174.02) is clear on the matter of dog bites, stating “the owner of a dog is liable for the full amount of damages caused by the dog injuring or causing injury to a person, domestic animal or property.” Civil fines for a first offense range from $50 to $2,500, in addition to personal injury liability.


If the owner had been previously notified that the dog had, without provocation, bitten a person with enough force to break the skin and cause permanent physical scarring or disfigurement, then the owner may be “liable for 2 times the full amount of damages.” 


A court may also order the euthanization of a dog if it “caused serious injury to a person or domestic animal on 2 separate occasions off the owner's property, without reasonable cause” and that prior to the second injury, the owner of the dog was notified or knew that the dog caused the first injury.

Possible Damages

Wisconsin follows a comparative negligence rule meaning that if the victim was in some way partially responsible for the bite, then the damages that they are able to recover may be affected. For example, if they provoked the dog or stuck their hand through a fence to pet the dog then it may be determined that they were 20% responsible for the bite. Therefore, if compensation was awarded at $10,000, a victim who was 20% responsible would only receive $8,000 under a comparative negligence rule.


Though some bites barely go beyond surface wounds, in the most extreme cases serious bodily injury may occur, which can lead to lasting effects. Such injuries include the potential for loss of life, substantial risk of permanent disfigurement, substantial risk of loss or impairment of a bodily function or organ, and broken bones and fractures.


Depending on the seriousness of injuries resulting from an animal attack and the nature of the attack, you may be entitled to recover medical expenses, lost wages, compensation for pain and suffering, property damage, punitive damages, and emotional distress.

What to Do if Bitten

If you or your loved one suffers a dog attack, it’s important to seek medical attention immediately. A dog’s mouth invites all kinds of germs and other physically harmful substances that can lead to an infection. The staff should also check for rabies. After leaving the emergency room, follow the doctor’s instructions and make sure to obtain a copy of the doctor’s report. In many cases, medical staff will also take pictures of your injuries for the record. If they don’t, have someone do it for you. Finally, hire a personal injury attorney to guide you through the claims or litigation process. 

Experienced Personal Injury Attorney in Janesville, Wisconsin

At the Paul Benson Law Firm, I will always personally take the lead on your case. Anytime you have a question, I’ll walk you through the answer and explain your options. I’ll also provide consistent updates about your case and will help you fight for fair compensation. I am proud to serve victims of personal injury accidents throughout Janesville, Beloit, and Rock County, Wisconsin. Call now to schedule a free case assessment with an experienced Wisconsin personal injury attorney.